affordable liveaboard yachts

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Used Live Aboard Boats For Sale

Price Reduction

70' Hatteras 1988

Stuart, United States

63' Viking Motor Yacht 1989

Little River, United States

New Arrival

62' Pacemaker 1976

Seattle, United States

60' Viking 60 Cockpit Sport Yacht 1996

Palmetto, United States

56' Carver 564 Motor Yacht Aft Cabin 2002

Portland, United States

55' Viking 55 Convertible 2013

$ 2,149,000

Pensacola, United States

54' Sea Ray Sundancer 2013

Cancun, Mexico

53' Hatteras 53 Motor Yacht 1980

Mystic, United States

52' Hatteras Sport 1999

Miami Beach, United States

51' Riviera 51 Flybridge 2008

Marathon, United States

50' Absolute 50 Fly 2019

$ 1,060,000

Manhattan, United States

50' Custom Trawler 1991

Description

If your dream is to live aboard a yacht, United Yacht Sales has the inventory to connect you with the perfect boat for your needs. We feature more than 1,000 listings at any given time. You can always find a huge selection of live aboard yachts for sale in Florida and elsewhere in the United States. These live aboard yachts are made by a number of top brands, including Hatteras , Viking , Sea Ray , Tiara , Sunseeker , Kadey-Krogen , and more. Our inventory also represents a variety of dimensions, ages, amenities, price points and other characteristics and features.

SPEAK TO A SALES PROFESSIONAL

How We Can Help?

Founded in 2002, United Yachts Sales has grown to become the largest independent yacht brokerage in the world. In addition to our 1,000-plus listings, we have a team of more than 100 brokers spread across the United States and Canada. These brokers are experienced and knowledgeable, and each is more than capable of helping you find the perfect live aboard yacht for sale in Florida. Our team's talent is evidenced by our results - each year, about 600 transactions close representing about $100 million. When you want a live aboard yacht, we know how to find and secure it for you.

Browse our selection of live aboard yachts for sale in Florida and contact the listed broker to get more details or ask questions. If you don't see a yacht that meets your needs, contact one of our United Yacht Sales brokers directly. We can watch the market for a boat that better fits your requirements.

Browse our inventory or contact us today .

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6 Popular Boats For Full-Time Living (Affordable Options)

It’s a big investment to get a boat you can live in full time.

Here are some of the more affordable boats out there that we can fully recommend.

Hang with us as we guide you through some of the most popular and affordable boats for full-time living.

Table of Contents

Don’t Get “Sticker Shock”:

If you are choosing to live aboard a boat in you will need to brace yourself for the expense.

While this article is showing you “cheap” or “inexpensive” boats to live on, you should not be comparing them to other boats.

We are not talking about small boats here, but boats you can live on, remember.

Daily use boats do not afford the luxuries that a live-aboard boat can. This makes them more expensive. When looking at live-aboard boat prices, you will want to compare it to traditional living expenses. All choices for live-aboard boats are expensive and you will most likely be looking for a used, possibly even a “project” boat.

If you are looking for a new boat, or even a luxurious used boat you will need to be prepared to spend $100,000 or more depending on the size and type of boat you want.

An Affordable TRAWLER You Can Live On

A trawler is an inexpensive option that allows for generous space. Trawlers are also durable and can take large amounts of use. 

The wider hull of a trawler allows for roomy interiors that include bigger kitchens, more spacious sleeping areas and more room. This boat is also stable and accessible. This makes getting on and off the boat much easier.

They also have less draft than boats with deep hulls like sailboats and lower clearance on top for bridges.

Some cons of a trawler include noisy engines that are slower moving. They also consume large amounts of fuel.

Trawlers also will need maintenance just like any other vessel and can often be older, so they might require more maintenance up front.

1. Albin North Sea Cutter

North Sea Cutters made by Albin are large, spacious and elegant. These boats offer multiple comforts and sleeping areas.

Depending on the year you select, you could have multiple cabins and many places that convert into sleeping areas. You can purchase a used Albin boat that costs anywhere from $20,000 to over $200,000. These prices vary depending on space, age and amenities offered.

Models older than 2000 will often range between $20,000 to $80,000 and they can get more expensive from there.

An Affordable YACHT You Can Live On

2. beneteau swift trawler.

These boats can be swift, fuel efficient, and stable. They offer a spacious deck as well as spacious living quarters.

They often come with more than one cabin and enough room to move around and house more than one person.

The Beneteau Swift Trawlers are more expensive than the Albin models and will likely cost you more than $100,000.

If you are looking for a brand new Beneteau, you could be looking at a base price close to or even over $500,000.

So you definitely want to get a used model if you are looking for a cheaper alternative here!

2 Affordable SAILBOATS You Can Live On

Sailboats can be a relaxing option for your live-aboard vessel. Sailboats come with an open deck and oftentimes have plush cabins situated in their hull.

Some of the appeals of a live-aboard sailboat are that you will spend less money on gas. They are also quieter than their motorboat counterparts.

If you choose to live-aboard a sailboat, you will want to make sure that you have a motor available in case you do not have a cooperating wind.

3. Island Packet 35

These boats are smaller than the trawler options and are better suited to housing smaller families.  They have one main living and sleeping quarters so there is not a lot of privacy offered. These will be ideal for a couple. 

These are very popular choices among sailing cruisers and they were designed with sailing in mind. They are very user-friendly sailboats.

The prices on an Island Packet range close to $100,000.

You will be looking for a used vessel, though, as these were not manufactured after the mid-1990s.

4. Cabo Rico 38

Cabo Rico boats were designed with luxury in mind and it is reflected in their prices.

Older models from the 1980’s and 1990’s range between $80,000 and $100,000 while newer models that were made in the early 2000s can easily reach over $300,000.

The main goal of these boats was to increase the appeal of their aesthetic.

Like the Island Packet, these boats are more ideal for smaller couples. This boat also has an abundance of clever storage spaces that will help you maximize the space that you have. 

Affordable MULTI-HULL Boats You Can Live On

Multi-hull catamarans can be either double or triple hulled.

The benefit of a multi-hulled vessel is the stability offered as well as the possibility for separate living spaces.

A catamaran offers a wide and spacious deck, however, the living spaces in the hulls are generally smaller than they would be on other vessel types.

The major disadvantage of a multi-hull option will be price. Because the construction of these boats is similar to building two separate boats, you should expect to pay more. If you want to live on a multi-hull vessel you could be looking at spending $100,000 or more.

Like a sailboat, you might consider a used catamaran.

In addition to a higher purchase price, these boats also might require two slips in a marina which can make them more expensive.

5. Lagoon 380

The Lagoon 380 is a smaller catamaran which is not the most common. The Lagoon 380 is the smallest catamaran in the Lagoon fleet.

Unlike some other inexpensive options, these are still being produced which offers you the chance to buy new, which means that you will be more likely to customize your boat.

This boat comes with a full bath and a large queen-sized berth or the chance to instead get four cabins. Stowage on this boat is impressive and it comes with many lockers and storage space.

The boat truly is impressive for its small size and will be comfortable for living in. The price of this vessel can range from $170,000 to over $200,000 depending on the year and the options available.

Other Lagoon options can be more expensive but are also great live-aboard vessels.

6. Leopard 44

If you are looking for a more luxurious catamaran, then you will want to look at the Leopard 44. 

The most inspiring part of the design of the Leopard 44 is the inclusion of two cockpits. This allows sailors to change where they steer based on the position of the sun and adds additional comfort.

This boat also provides edging on the surfaces so that you can feel where the boat ends. Attention to detail was key when crafting the Leopard 44. 

Like most catamarans, this vessel is also spacious and provides comforts and amenities that will be useful when living on board.  These include multiple berths and cabins that are well suited to housing more people.

The average price for this vessel is higher than the Lagoon 38 can range between $280,000 and $400,000.

Affordable HOUSEBOATS You Can Live On

If you plan on living aboard a boat without doing a lot of traveling, a houseboat might be ideal for you.

These allow for plenty of space, but are bulky and are not very efficient so they are generally used for living while moored and never actually venturing out on the water.

The most common form of houseboats is built onto pontoon boats. These boats can even offer full enclosures on the deck with plenty of windows and light.

Another downside to a houseboat is their price. Because these boats offer the most space and comfort they are pricey.

Houseboats can offer anything from multiple rooms to decks. They are essentially a house that floats.

Houseboats are often custom designed and are not generally offered as a part of a fleet or boating line. Prices also range wildly and could be anywhere from $30,000 used to over one million dollars.

When looking at houseboats you also have to consider location as a decision that needs to be made.

Houseboats are not designed to move so in addition to the expense of the boat, you are also often looking for a permanent place to put it, and that can be more costly than a marina or other available options.

What About The Bigger Yachts?

Even more expensive than the multi-hull vessel is the luxury yacht.

This is not an inexpensive option. These are the most expensive choice as they are essentially floating hotels.

For this reason, we have opted out of listing options for the luxury yacht, but they are an option that is available for consideration.

So How Do I Choose The Right Boat?

It is most important to choose your boat based on desired lifestyle, budget, and skill level.

If you do not want to worry about learning to sail, then you should look into the power boat options. 

You also want to make sure you pick the appropriate size.

If you plan to go down rivers often, you might not want a boat that is too wide or too tall. This can make river navigation tricky and stressful.

You also want to make sure that while you are conscious about how the size of your boat is external, you allow for enough space internally.

No matter what type of boat you choose you will be giving up some luxuries and living a more minimalist lifestyle. You need to look at what your minimum size requirements will be and start there.

Another thing that is extremely important when choosing is the condition of the boat. Because these types of boats are so expensive, you will most likely be looking at used options.

This means that you will want to get your boat fully inspected before you buy it.

Much like you would get an inspector for your home, you are able to hire marine inspectors who can see things on your vessel that you can’t.

The most important places of consideration are the hull and the engine.

Even a tiny hairline crack in the hull can expand and get worse over time. These are also the most dangerous because you are less likely to see them and get them taken care of.

A marine inspector will also be able to give you a rundown on the vessel and this might help you plan for future expenses and even to negotiate a better price.

In addition to this, when buying a used boat you want to make sure you do not buy a boat that is exactly your budget. You will want to save at least %10 of your budget for possible issues and immediate maintenance needed.

Maintenance will be an ongoing expense that you will have to plan for in order to maintain the integrity of your boat.

Is It Possible To Live On A Boat Full Time?

Living on a boat full time is completely possible if you know what you are doing.

Where to Moor Your Boat:

One of your most major considerations will be where to keep your boat. Many places require marinas to have a liveaboard license and many of the places that do have long waiting lists that could last years.

If you know you want to live aboard a boat full time you will want to start checking into places right away. It would also be wise to not close a deal on a boat until you know you have somewhere to put it.

You will also want to consider the location of where you are mooring your vessel.

If you choose to dock your boat in a marina you will be more likely to have 24/7 access to both electricity and water. This is not true if you choose to live at anchor or on a mooring bay.

This can make a big difference in the comforts afforded while you are living on your boat.

Another consideration to make is the ease of getting on and off your vessel. If you do not moor in a marina you could be relying on a dinghy to get on and off your boat and this can quickly become a hassle, especially if you are transporting things with you as well.

Live-aboard marinas often provide more comfort to you, such as cable, Wi-Fi, or even laundry.

Marina’s do come with a higher cost, so you will have to decide if this is worth it to you.

Comfort Issues To Consider

One major challenge of living on a boat is space. Even with a spacious boat, you will always be living in close quarters to your boat-mates.

Depending on the size of boat you get, you could be asking your partner to move every time you want to move to a different room or area of the boat.

This can quickly get annoying and you will want to make sure that you and your partner both understand the reality of the situation.

Even if you plan to live alone you can be looking as small and confined spaces.

One good way to know if you can handle the day to day challenges of a liveaboard lifestyle is to try it out first. There are plenty of ways to rent a boat to test the waters before you take the plunge.

Another challenge is living without the comforts that most people have every day. Most liveaboards that are affordable do not have hot showers or laundry. 

They also usually have small kitchens and bathrooms with small amounts of storage space. If you are a person who likes to have everything and minimal living is not something that sounds appealing, living on a boat is likely not for you.

To keep your space comfortable, you might want to also consider a dehumidifier to keep your humidity in check.

Important Safety Considerations

One major thing to make sure you plan for is safety. Like all boats, you will need to have the proper life preservers and flotation devices. This is a legal requirement on all water vessels.

In addition to the proper flotation devices, you will want to make sure you have all other required safety equipment.

This includes a fire extinguisher, a carbon monoxide detector in all enclosed areas, a flare, an emergency kit, and a first aid kit.

You should also have anything needed to repair unexpected maintenance issues. Depending on where you are, you will want to make sure you can deal with any issues that might arise until you can get to help.

In addition to the standard safety precautions, living on your boat comes with a few more.

If you are planning to live on your boat, and travel, you will want to make sure you are confident in your abilities and your boat itself before you get too far away from shore. It is wise to spend a few months cruising near land and shores before you attempt any long trips.

You also need to ensure you have the proper communication equipment on board.

Depending on how far from shore you get, you might not be able to communicate using traditional methods such as a cell phone.

A cell phone will be less effective the farther away from shore and any cell phone towers you get.

You should be sure to have satellite communications, a marine radio, and a Ham radio on board.

You will also want to make sure you regularly get your boat inspected and perform any routine maintenance. A boat that is fully functioning and well maintained will be the safest.

How Much Will Living On A Boat Cost Me?

Despite the large upfront cost, living on a boat can be cheaper than living in a traditional manner.

Costs that come with a live-aboard boat can include, but are not limited to:

• Insurance: Just like with a home, car, or daily use boat you will need to pay for insurance. The live-aboard insurance rate will be higher than just recreational boating insurance. This insurance can sometimes compare to home insurance.
• Moorage: Like insurance, live-aboard moorage is more expensive than traditional insurance. You will also need to go to a marina that holds a live-aboard license.
• Mortgage Payments: If you cannot pay for your boat out of pocket, which is likely, you might have to make loan payments on it. Depending on what you spent on your vessel this could be costly.
• Maintenance Costs: After your initial purchase you will still need to spend money on boat maintenance. This expense will vary based on the age of the boat, how often you perform regular maintenance, and how you use the boat itself.
• Utilities: Based on how you have decided to live on your boat, you might have utilities or additional costs with the marina. This will likely still be less than you would pay in a traditional living situation.
• Provisions and Entertainment: Just because you don’t live in a traditional manner, you will still need to buy traditional items such as food, toiletries, and entertainment. If you live completely without the comforts you are used to, your experience will not be very pleasurable.

Most importantly while looking at expenses, you need to make sure you are budgeting and stick to it.

If you are not able to afford your lifestyle, you will not have a lot of immediate options.

If you choose to travel while you sail, budgeting will be even more important. Traveling often does not allow for a traditional job and you do not want to overspend if you do not have any money coming in.

If you know this is the lifestyle you want to live, you might consider going all in. Many people sell their homes in order to live this lifestyle.

What Boat Should I Get For Full-Time Living?

Before you buy a boat to live aboard, you need to be clear about your needs.

There are a lot of options to choose from and this is not a decision to rush through. One of the first things that you need to decide when picking a boat is whether you want a motorboat or a sailboat.

A Sailboat Or A Motorboat?

Sailboats are not just appropriate for ocean living, they are also good for lake, river, or bay living. Sailboats are quieter than motorboats and are generally more economical because they use less gas.

One issue with sailboats is that they require more skill to handle and they might not be ideal for a singular person.

Like any boat, you will want to ensure that you are choosing the right size. If you plan on using your sailboat in a river, you will want to think about the required clearance when it comes to bridges.

Motorboats with ample cabin space can also be ideal for full-time living on a lake, river or bay.

These boats are often very spacious and easy to handle. Unlike sailboats, you do not have to take classes or training to be able to maneuver or handle the vessel. Motorboats that you can live aboard can range from trawlers to yachts to certain types of catamarans .

Motorboats do not rely on the wind and this can make them ideal for a boat you want to do both living and traveling on.

The issues with motorboats is that you will need to consider gas and other expenses that come with running an engine.  They are also louder than sailboats and often their engines are placed close to living quarters. This can make sleep difficult if you are moving.

Below are some inexpensive boat options that would be perfect for full-time living .

What Are The Benefits?

Even though this all might seem very expensive, there is a large list of benefits as well. 

Living on a boat can be cheaper than living in a traditional home, especially in high priced areas.

The main reason that you should live on a boat is the freedom and adventure that comes with it.

You would be able to take your home on vacation with you or just pick up and go to a new location.

You are also more likely to meet adventurous and like-minded individuals who will most likely have interesting stories to tell. 

One of the best parts about living out on the water is the views that you will see. There is nothing quite as beautiful as waking up to a sunrise over the water.

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5 Best Liveaboard Boats

Table of Contents

Last Updated on November 3, 2023 by Boatsetter Team

Want to live aboard a boat? Maybe you’re looking for more affordable waterfront living, or an alternative lifestyle – either way – living on a boat has many rewards. That said, choosing the right boat will make all the difference to your happiness. Before you commit, consider these five best liveaboard boats : 

• Motor yachts and cabin cruisers 
• Trawlers 
• Sailboats 
• Catamarans 
• Houseboats 

  Find Live Abroad Boats ready for rent here

Motor yachts and Cabin Cruisers

Motor yachts is a broad term that encompasses large(ish) motorboats with accommodations like a bed (sleeping cabin), a head (bathroom), and a galley (kitchen). These boats can be quite large such as an Absolute 50 with a flybridge that provides extra space for outdoor recreation/entertainment, like the backyard of a house. 

Models like these usually have three cabins and two heads to accommodate an entire family. Of course, big boats come with big price tags and lots of maintenance needs, so you may not save much over living in a condo. 

Consider how much space you need and check out some best liveaboard boats under 40 feet. Cabin cruisers like the Cutwater 32 are great choices. This boat has one cabin as well as a galley and lounge area (living room) with large windows that bring in lots of natural light and air. 

The twin outboard engines can transport your home to new surroundings in the blink of an eye. Best of all, boats under 40 feet may save you a million dollars (literally) over large motor yachts and provide many of the same amenities. 

2. Trawlers  

Trawlers are a great option because they are built with the liveaboard lifestyle in mind. They’re typically slower boats designed for long-distance cruising, and they come in many sizes from a large Nordhavn 60 built for tough ocean conditions to a more compact Beneteau Swift 35 that’s ideal for coastal cruising. 

Most trawlers have good liveaboard layouts and will travel at speeds 8-10 knots, where they offer good fuel consumption , which is important with high diesel prices. 

Pro Tip: Not all trawlers are slow – the French Swift series is designed to run at planning as well as trawling speeds, so you get the best of both. 

READ MORE: Don’t Ignore Your Bucket List: Great Loop  

3. Sailboats

Perhaps you’re contemplating living aboard in preparation for long-distance cruising under sail. Sailboats come in all sizes, just like motor yachts, but they’re usually narrower, and most of the living aboard happens lower down in the boat, so they’re not as airy and light. 

On the plus side, because space is more premium, sailboat design is very efficient, so you can pile a lot into a sailboat and still have room for sailing necessities. 

Looking for a compact sailboat? Consider the Jeanneau Sun Odyssey 380 with two or three cabins in just 38 feet. For something a bit roomier, check out the new Hanse 510 . This massive model can be spec’d with up to five cabins and even has a tender garage. 

The great thing about sailboats is that you can travel long distances when you want to change your neighborhood entirely – and with little money spent on fuel. 

4. Catamarans

Catamarans are boats with twin hulls and they can be both power and sail models. They have many advantages including more room aboard than the same-length monohulls with better cabin privacy and more system redundancy for backup options. 

They’re more stable both in motion and at anchor (dock) so they produce less seasickness and are more comfortable in a rolly anchorage at night. They’re roomy platforms for kids as well as older folks but due to their beam (width), it’s harder to find a slip for them in a marina. 

Sailing cat models come in various sizes and prices. Production boats like the Fountaine Pajot Isla 40 and the Excess 11 are both around 40 feet but feel much bigger than a monohull sailboat of equal length. 

Many cats come in an “owners’ version” where one entire hull is dedicated to the master suite which is like a bedroom at home. Models like these start around $500,000 but upmarket, carbon fiber, semi-custom designs like the HH55 will set you back multiple millions.

Powercats are growing in popularity and offer the same amenities as their sailing counterparts, except they have bigger engines to travel at much greater speeds. Powers can be on the smaller side, like the 32-foot Aspen C100, or quite sizeable, like the Aquila 54. Cats tend to be more expensive to purchase and to own since there are two of just about everything to maintain. 

5. Houseboats

If you want to live aboard but have little interest in being mobile, you may consider a houseboat. These boats usually maximize living space and are shaped more like houses than boats. Household-sized amenities, including side-by-side refrigerators, massive sofas, and large TVs can be had.

Because they don’t require much technical gear like engines, electronics, and advanced power systems, houseboats can be quite affordable and can make the best liveaboard boats under $100k. 

A few companies build houseboats like Eco-Sea Cottages, but many will be one-off and home-built designs. Although these boats don’t move (much), they must still have a solid floating foundation to be safe, and only some marinas will allow them to dock there.

One more thing to consider

There are no hard rules as to what makes a great liveaboard boat! You just have to find one that suits you and your budget. Read our Living on a Boat post for more insight, and be sure to browse through Boatsetter to find the perfect liveaboard boat. 

About Boatsetter 

Boatsetter is a unique boat-sharing platform that gives everyone — whether you own a boat or yyou’rejust renting — the chance to experience life on the water. You can list a boat , book a boat , or make money as a captain .  

List. Rent. Earn— Only at Boatsetter

Zuzana Prochazka is an award-winning freelance journalist and photographer with regular contributions to more than a dozen sailing and powerboating magazines and online publications including Southern Boating, SEA, Latitudes & Attitudes and SAIL. She is SAIL magazines Charter Editor and the Executive Director of Boating Writers International. Zuzana serves as judge for SAIL’s Best Boats awards and for Europe’s Best of Boats in Berlin. 

A USCG 100 Ton Master, Zuzana founded and manages a flotilla charter organization called Zescapes that takes guests adventure sailing at destinations worldwide. 

Zuzana has lived in Europe, Africa and the United States and has traveled extensively in South America, the islands of the South Pacific and Mexico. 

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Best Liveaboard Boats to Live On Full-Time

Living on a boat represents a significant and thrilling life choice . Departing from the comforts of traditional dwellings and the spaciousness they provide in favor of an unconventional lifestyle is an option that an increasing number of individuals are embracing. Escalating urban living costs, particularly in major cities, coupled with the daily routines of life, have led more people to seek a simplified existence on the water . A previous article examined the merits and drawbacks of residing on a boat. This piece delves into the diverse range of liveaboard boat styles. It identifies the most suitable Boats to Live On for year-round living.

Options for Living on a Boat Full-Time

Best Liveaboard Boats encompass a broad spectrum of possibilities. From stationary houseboats to highly maneuverable sailboats and an array of options, the choices continue to expand with innovative , designer-driven , and spacious vessels .

Ultimately, practically any boat can serve as a domicile. While some may find the space restrictive, it remains feasible . The decision largely hinges on one's preferred lifestyle, whether residing in a water-based community near work and social circles or embarking on seafaring adventures worldwide.

Types of Best Liveaboard Boats

Sailboats for full-time living.

Sailboats, available in various shapes and sizes, epitomize the essence of maritime freedom. They offer an economical means of purchase and travel, as wind power is free . Moreover, finding a berth for a sailboat is generally easier and more affordable than larger houseboats. On the downside, sailboats often have limited space, and smaller models may lack showers or hot water. Size considerations, such as single-handed sailing capability and budgetary factors , are crucial for operational feasibility , as larger sailboats tend to incur higher operating costs.

Sailboats are known for their:

Economical purchasing and maintenance costs. Ease of finding berths compared to larger houseboats . Versatility in terms of mobility. However, they may need more conveniences of larger houseboats and have limited space.

The Best Sailboats to Live On

Whether one seeks a new or used sailboat, the options are vast . While identifying the absolute best sailboats may prove elusive, some standout choices include:

Catalina 38

Produced from 1978 to 1999 , the Catalina 38 sloop offers a comfortable living space for couples. Its thoughtful features, from electrical outlets to a well-equipped galley, provide a cozy cruising experience. Despite limited space, the Catalina 38 is an excellent choice for adventurous living.

Originating from the 1970s, the Hunter 33 , an aft-cockpit sloop, enjoys enduring popularity. With ample interior space, including a full dinette , head , shower , master cabin , and standing room height , this sailing yacht offers comfort. It boasts a contemporary design and a homely atmosphere.

Peterson 44

Slightly larger than the previous options, the Peterson 44 is a double-spread cutter that caters to various living needs. Ideal for small families, it combines affordability with home comforts like a shower , galley with oven , fridge , freezer , three cabins , and a practical center cockpit .

Catamarans for Full-Time Living

For those seeking an ocean-going liveaboard with extensive amenities, including a house-sized kitchen and bathroom , multi-hull boats like catamarans and trimarans excel. The bridge connecting the hulls creates a spacious, well-lit living area above water, with bedrooms within the hulls . These boats offer enhanced stability compared to monohull vessels. However, their higher purchase and berthing costs warrant consideration.

Catamarans are prized for their:

Abundance of space relative to monohull yachts . Full-sized kitchen and bathroom facilities. Enhanced stability in rough seas . Nevertheless, they tend to incur higher acquisition and berthing expenses due to their wider dimensions.

Read also this : Best Catamaran Fishing Boat Brands

The Best Catamarans to Live on

The catamaran market, encompassing motor and sail models, thrives, particularly among Boats that Live On Full-Time liveaboards. Notable models include :

Privilege 435

Founded in 1999, the Alliaura Marine Privilege 435 impresses with its comfort and spaciousness. Its luxurious finishings , latest technology , and navigational equipment create an elegant and homely atmosphere. Featuring four bedrooms and the iconic central 'hull' for added space, it accommodates a range of activities, from living to coastal cruising.

Situated within the Lagoon's range of luxury catamarans, the Lagoon 46 offers comfort and ample space while remaining compact for ease of handling and mooring. It boasts a spacious galley and dining area with abundant natural light , three cabins , a plush master suite , and a generous deck space .

Trawlers for Full-Time Living

Trawlers represent a unique category of powerboats designed for long-distance cruising, ideally suited for Living on a Boat Full-Time . Evolving from their origins as commercial fishing vessels, modern trawlers differ significantly. They feature wider hulls, reduced draft, increased below-deck headroom, and more space for modern amenities. Trawlers often include full-sized kitchens, showers, and multi-level living areas, especially on larger models. Despite potential initial costs and higher operational expenses , their roominess makes them a preferred choice.

Trawlers offer the following advantages:

Ample interior space relative to length . Luxurious designs are akin to penthouses. Compact dimensions for straightforward berthing. However, they typically involve higher initial purchase and operating costs than sailboats.

The Best Trawler Yachts to Live on

Modern newly built or converted trawlers showcase innovative designs and luxurious features. Notable examples include :

Grand Banks 60

Grand Banks has transformed the humble trawler into a long-range cruiser with the luxury of a small superyacht. The GB 60 combines impressive cruise speed , a customizable interior , advanced technology , and a signature deep V hull for a smoother , faster ride .

Beneteau Swift Trawlers 48

Beneteau's Swift Trawlers offers elegance and power , ideal for comfortable living at anchor or long-distance cruising. They feature a central living space with panoramic views , abundant storage , stylish cabins , and efficient engines .

Ranger Tugs R-43

Ranger Tugs specializes in high-quality, affordable vessels. The R-43 boasts a light-filled interior , two cozy cabins with en-suite shower rooms , a chef's galley , wrap-around decks , and advanced tech features , making it suitable for families or friends seeking a shared living experience.

🚀Recommended article:   Types of Boats With Cabins: A Comprehensive Overview

Houseboats for Full-Time Living

Transitioning to life on the water need not entail traversing vast oceans . The allure of awakening to birdsong and the gentle lapping of water against the hull, or reconnecting with nature and embracing a simpler existence, is at the heart of year-round boat living. Sacrificing seaworthiness for space leads to various types of static or houseboats that offer a more residential ambiance.

Non-powered houseboats featuring a steel floating pontoon supporting a mobile home-style structure deliver spacious living areas, large windows, and all the comforts of home. While they can be towed, they typically reside in residential communities along rivers, lakes, sheltered bays, and inland waterways . These houseboats often provide municipal utilities, cable television, and broadband internet connections, offering the best of both worlds.

🚀Recommended article:   Exploring the Most Popular Types of Lake Boats

Powered houseboats are self-propelled residential vessels available in various configurations. While some are suitable for shorter journeys and resemble static houseboats, others possess substantial cruising capabilities . Their squared-off silhouette accommodates ample living space relative to their length.

Houseboats are esteemed for their:

Affordable pricing compared to ocean-going yachts of similar size. Abundant interior space with home comforts. Creative interior design possibilities. Securing a residential berth for houseboats can be challenging due to their popularity ; some are exclusively towed rather than powered.

The Best Houseboats to Live on

Innovative architects have introduced a range of luxurious , creative , and imaginative designs for static and powered houseboats . These designs incorporate floor-to-ceiling windows , roaring fireplaces , and rooftop hot tubs . Some noteworthy choices include:

American Houseboat 'The Zion'

Resembling a house floating on water, these quintessential all-American houseboats measure 14 x 14 feet , providing two bedrooms with an additional loft area for up to eight guests. Featuring ample windows , a full kitchen , and a spacious private deck off the master bedroom , they combine home comforts with the joys of waterfront living.

Gibson Cabin Yacht 5000

Gibson Boats' Cabin Yacht 5000 combines affordability with spaciousness and reliability . It offers a comfortable and well-equipped living space with two or three double bedrooms , carpeting , high-quality electrical appliances , air conditioning , heating , and two full bathrooms .

Bravada Yachts Atlas V-Series

The Atlas V-Series powered houseboats redefine traditional notions of houseboat living. With futuristic silhouettes , expansive windows , two floors , and an array of home comforts , including a fire pit and rear waterslide , they elevate water-based living to new heights.

In conclusion, choosing the ideal liveaboard boat depends on individual preferences, budgetary considerations, and lifestyle goals. Sailboats offer economical and adventurous living , catamarans provide spaciousness and stability , trawlers deliver luxurious long-range cruising , and houseboats offer diverse options for embracing life on the water. Each vessel type presents unique advantages, catering to those seeking unconventional, waterborne lifestyles.

Frequently Asked Questions About Living on a Boat

Is living on a boat more affordable than a traditional home, do i need special skills to live on a boat, can i live on a boat with a family, how do i secure a mooring spot for my boat, are there any legal restrictions on living aboard a boat, can i work remotely while living on a boat, what kind of boat can you live on, how big should a boat be to live on, which boat is the strongest, can you really live on a boat.

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10 Best Sailboats To Live In

Living aboard a sailboat is an exciting lifestyle choice, but there are lots of considerations you’ll need to make.

‍ First and foremost, you have to pick a boat to live in. Unless you plan on sleeping under a canvas tarp, it’s essential to find a sailboat with a proper cabin.

Cabin sailboats became common in the United States during the early 20th century, but size and amenities vary widely between boats.  

For example, early wooden sailboats generally featured very sparse accommodations below, typically consisting of a pipe berth, oil lamps, a coal-fired stove and a bucket privy—typically without standing headroom.

Fortunately, the majority of cabin sailboats came with a lot more than a bucket to wash with.

In this article, we’ll go over some of the most important considerations to make when choosing a sailboat to live on . After, we’ll give a top-ten list of the best used liveaboard sailboats you can buy today.

Table of contents

Why Live Aboard a Sailboat?

Thousands of people choose to live aboard their sailboats.  It’s an alternative lifestyle with a host of benefits for those willing to deal with the added challenges.  

Liveaboards can move their entire house on the water, and it’s typically cheaper to live on a boat than in a traditional house.

This is especially true in major waterfront cities, where rent in the same area as the marina can be several times more expensive.  

Some people love the marina lifestyle, and others travel the world.  All-in-all, living aboard a sailboat can be a rewarding, enriching, and financially-freeing lifestyle choice.

What to Consider when Buying a Liveaboard Sailboat

The most important thing to consider when buying a liveaboard sailboat is what level of accommodation you need.

Some people aren’t bothered by limited amenities; in fact, many traditional sailors prefer a stripped-down and basic sailboat interior. However, many others appreciate useful features such as electric toilets and a full galley.

You can find virtually every creature comfort on board a modern sailboat, so it’s up to you to decide what level of convenience you expect. ‍

For most people, a standard cruising sailboat interior from after 1970 will suffice, as these typically include a usable galley, shower, head, and ventilation.

Offshore VS Coastal Cruising Accommodations

Sailboat interior design is dependent on certain criteria, such as the sailboat’s intended use. Long-distance cruising sailboats have cabins arranged to suit such a journey.

Long-distance sailboats usually remove any unnecessary furniture or extras down below to increase storage, and sleeping options are altered to ensure easy access, which allows the crew to regain control of the boat in a pinch.

Coastal cruisers tend to feature a more luxurious layout, with larger sofas and more complex interior features. Additionally, storage space is generally reduced to allow for the inclusion of other amenities.

Whichever style you choose should reflect both how you plan to use your boat and what level of comfort you need.

What Makes A Great Liveaboard Sailboat?

For this article, we’ve outlined a few requirements which we believe identify an excellent liveaboard sailboat :

• Standing headroom (at least 5’10”)

While many people live aboard boats without standing headroom, it’s still a nice feature to have.  Months or years spent crawling or crouching can wreak havoc on your back and body, so standing headroom is a necessity in this list.

• 120V AC availability

Electricity is a definite requirement for our liveaboard list.  Boats without 120V AC outlets present major challenges to liveaboards, as there’s no way to charge most computers or cell phones.  Some boats feature a 12V outlet, but full-time liveaboard boats should have standard house connections for electricity.

• Galley facilities

Unless you plan on eating out every day, a galley is a must for our list.  We define an adequate galley as a facility with a sink, ice box or refrigerator, and a stove.  An oven is an added bonus, but one can usually be added along with a new stove.

• Electric lighting

Electric lighting is a matter of both safety and convenience aboard boats.  There’s nothing wrong with kerosene lamps; many sailors adorn their boats with them.  However, a long-term liveaboard boat should feature safe and reliable electric lighting.

• Toilet with plumbing

Sanitation facilities are vital on board a sailboat, especially if you live on it.  Improper human waste storage and disposal will spread awful diseases.  Plus, nobody wants to live on a stinky boat or use a porta-potty all year long.  We required each of our ten boats to have built-in and properly outfitted toilets, plus safe storage tanks for pumping out later.

Bathing facilities are also a must on most liveaboard sailboats.  However, many liveaboards opt not to use their on-board showers in favor of marina or gym facilities.  That being said, it is very convenient to have a shower on your boat.  Keep in mind, some boat showers drain directly into the bilge.  If you use your onboard shower, be sure to keep the bilge pump in working order and remember that anything you put in the drain ends up below your floor.

• Separate seating spaces

We think a liveaboard sailboat should have extra sitting spaces on board, apart from the main bed.  A place for sitting, eating, working, and navigating is essential when living aboard long-term, and the added convenience of a separate space will make day-to-day activities much more enjoyable.

• Ventilation

Last but not least, we believe ventilation is essential for any liveaboard sailboat.  This is the simplest of requirements, as a passive solar roof vent or opening porthole should be sufficient.  In short, there should be a way to let fresh air in without opening a main hatch.

Top 10 Liveaboard Sailboats

Here’s a list of the top ten liveaboard sailboats that you can purchase used today.

These are in no particular order, but each boat meets or exceeds the requirements of a great liveaboard sailboat.

Remember, the features listed for each of these boats could vary based on age or trim, so be sure to check back to this list when inspecting a boat.

Without further ado, here’s ten of the greatest liveaboard sailboats ever produced.

1. Catalina 30

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The Catalina 30 is one of the most common production cruising sailboats ever.

Thousands of these reliable and robust fiberglass boats still sail, despite the fact that they first entered the market in 1972.

This 30-foot boat features a modern and spacious interior, with all the accommodations you’d expect on a boat its size.

Most models feature a large and useful galley, along with running water supplied by electric pumps.

The Catalina 30 also featured a ‘suite’ layout, with a master bedroom V-Berth closed off to the rest of the cabin by a door.

An enclosed shower and head make it a pleasant boat to live on.

The layout of the Catalina 30 also featured a dinette, which serves as an excellent chart table or workspace as well.

2. Islander 36

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The Islander 36 is a well-rounded liveaboard sailboat which also has impressive cruising capabilities.

While manufacturing ceased in the 1980s, the I-36 was the company’s best-selling model with nearly a thousand built.

Islander boats are known for some well-adorned cabins, and many featured elegant wooden interior trim.

Like the Catalina 30, the Islander 36 includes an enclosed head with a shower and flush toilet.

The interior layout of the I-36 is spacious and well-designed, featuring a long port and starboard settee which folds out into a double-berth for sleeping.

An enclosed shower and spacious master berth make it a very well-rounded option for cruising and living aboard.

3. Contessa 32

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Contessa Yachts produced their venerable 32-foot cruising and racing sailboat from 1970 until 1990, but custom boatbuilders still manufacture the yacht today.

It’s well-known for cruising capabilities, but it has a lot to offer as a liveaboard as well.

The traditional cabin is thoughtfully designed, featuring a fold-up table in the center of the cabin floor.

The spatially conscious design of the Contessa 32 makes it an excellent option for the no-frills and organized sailor.

This vessel features a separate master bedroom, along with a head and shower in the hallway between the compartments.

4. Pearson 34

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Pearson produced their excellent 34-foot sailboat during the 1980s. This medium-sized cruising yacht features an extremely spacious interior with plenty of floor space to move around.

The layout is complex, but not overwhelming. The galley nook is functional and features convenient overhead storage for utensils giving it a ‘home-y’ feeling.

The head is enclosed and spacious, including a bathroom sink and mirror.

The separate master bedroom is also enclosed with ample clothing storage throughout.

Out of all the boats listed so far, the Pearson 34 should feel most like a traditional living space to most people.

If the Pearson 34 seems a little too compact, be sure to read on and check out the next two boats on the list.

5. Nordic 40

{{boat-info="/boats/nordic-40"}}

So far the largest boat on our list, the Nordic 40 is a super-capable offshore cruiser with excellent liveaboard facilities.

This relatively rare boat features an extremely spacious interior, which is more than ample for a couple to live comfortably.

Standing headroom throughout, a spacious master bedroom, along with a nearly full galley allows for superbly comfortable living in any climate or region.

The extra storage aboard makes remote living possible, so owners can anchor out for weeks or months at a time with enough provisions to last.

While this boat isn’t very common, it’s still worth keeping an eye out for it while searching for a liveaboard sailboat .

6. Peterson 44

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The Peterson 44 is what’s known as a ‘center-cockpit cruiser,’ featuring a split-cabin both fore and aft.

This spacious interior layout maximizes living space without decreasing sailing capabilities.

The boat features a master bedroom and bathroom, along with another cabin, berth, and head behind the cockpit.

In addition to two bathrooms, it features a full galley, booth dinette, and settee.

All these extras combined with excellent storage make it an excellent liveaboard option.

Pearson is well-renowned for building excellent boats, and their interior quality is above average.

7. Nor’Sea 27

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The Nor’Sea 27 is a classic compact sailboat, which is ideal for minimalist or single people living aboard.

The interior is surprisingly spacious for its size, featuring all the amenities you’d expect on a larger boat.

This beautiful little boat likely mimics the comfort of a Catalina 30, and should cost less in slip fees.

The interior features a toilet, shower, and galley.

The forward berth converts into a dinette but features two other bunks underneath the cockpit.

Production of the Nor’Sea 27 began in 1976, and it’s still produced today.

And the best part—you can legally tow it on a trailer. It’s arguably the ultimate compact cruiser/liveaboard available today.

{{boat-info="/boats/cal-34"}}

The Cal 34 is very typical of mid-range sailboats of the 1970s. Produced between 1968 and 1975, this basic but comfortable yacht has a lot of potential as a liveaboard.

The interior is simple and spacious, without much luxury or adorning. However, less features make for less maintnence, and everything you’d need is available in the Cal 34.

A master bedroom, shower, and toilet are all standard, along with a well-arranged galley and comfortable sitting area.

The boat features ample storage for clothes, food, and gear.

All mechanical, electrical, and plumbing systems aboard are easy to maintain, plus the cabin is well-designed.

9. Catalina 38

{{boat-info="/boats/catalina-38"}}

Another classic Catalina sailboat makes the list, with a well-thought-out interior that’s spacious enough for a couple to live comfortably.

Catalina produced their 38-foot sloop between 1977 and 1990, and it came standard with many excellent liveaboard features such as electrical outlets throughout the cabin.

Also, the head is spacious and includes a sink, which is always very convenient.

With plenty of places to sleep, there’s no need to fold away the galley table to get some rest.

The Catalina 38 is another fantastic mid-sized sailboat for living aboard, especially if you aren’t quite comfortable inside a Catalina 30.

10. Hunter 33

{{boat-info="/boats/hunter-33"}}

The last boat on our list is also one of the longest-lived in its category. Hunter produced their 33-foot sailboat starting in 1977, and it’s still in production today.

This handy mid-sized boat features excellent interior accommodations, with plenty of sitting and sleeping areas to choose from.

In addition to a full dinette, it features a toilet and shower aft away from the master bedroom.  Such an arrangement is a great option for sailors, as it allows the use of the head without moving too far away from the controls.

Standing headroom throughout the long cabin makes for a very comfortable long-term living arrangement.

The galley has plenty of storage space and the L-shaped layout allows for easy and efficient use.

At the end of the day, you’ll get to choose the liveaboard sailboat that works best for you. Check out some of the boats we mentioned and get an idea of what they offer.

Use this list to help identify features that you need, and perhaps avoid features that you don’t want.

When it comes to living aboard, there’s a lot more to consider than just your boat. As long as the boat you choose is in good condition, you’ll likely end up falling in love with it.

Either way, consider these top-ten liveaboard sailboats when you’re on the hunt for your boat.

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The Best and Cheapest Florida Liveaboard Marinas [LIST]

For many residents of eastern North America, Florida is the perfect winter destination. It gets brutally hot during the summer, but during winter snow is rare and most of the state doesn’t even see a single frost. Add in some tropical islands marina and a palm tree-lined beach, and what better place could there be to live on your boat?

But Florida has more registered boats than any other state, plus a huge influx of snowbirds every season as the weather chills up north. Finding a marina in Florida can be challenging, to say the least.

Here’s a look at the state’s liveaboard marina options by region. There are some lovely parts of Florida worth considering, and while slips are generally quite pricy, some bargains can be found in the quieter areas.

Table of Contents

Northwest florida/jacksonville and saint augustine, central florida east coast, southeast florida, florida keys, florida gulf coast, florida panhandle, most affordable florida marinas, liveaboard marinas in florida, hurricane season, marinas versus moorings, monthly cost, tips for choosing a marina, 1. boat size, 2. docking requirements and regulations, 3. finding a dock, 4. local ordinances and hoa rules.

Best Liveaboard Marinas by Area in Florida

The marinas listed here are collected from our own experiences. Many specific marinas are not mentioned due to the constant fluctuations in the rules. Even if you find that a marina is listed as liveaboard-friendly, things may have changed.

The only way to honestly know is to either call or visit. Visiting is almost always better because you’ll be able to chat with the dockmaster and see the boats that you’ll be calling neighbors.

Northwest Florida has a few nice areas to choose from. Up the St. Johns River has some excellent sailboat sailing, cruising, and several wonderful marinas past Jacksonville. Upriver liveaboard marinas in Florida tend to be value-priced by Florida standards. Saint Augustine is a popular cruising stopover on the way north or south, and slips there are anything but value-priced.

• Amelia Island/Fernandina Beach
• Jacksonville— Ortega River
• Green Cove Springs
• Saint Augustine City Mooring Field

The central Florida marinas are almost all located along the ICW in the calm waters of the Indian River Lagoon. There are draft and height limits—bridges along this section of the ICW are only 65 feet tall.

• Titusville Marina and moorings
• Harbortown Marina, Canaveral
• Vero Beach City Marina and moorings
• Fort Pierce

The stretch from Stuart and Palm Beach down to Miami is the busiest part of Florida, and for boaters, it’s also the most expensive. With so many boats and a limited number of places to build marinas, simple supply and demand economics take over.

• North Palm Beach Marina
• Hollywood Harbour Town Marina
• Dinner Key Marina and moorings, Miami

Some famous singers have made careers out of luring people to the “fabulous” Florida Keys. It’s a beautiful place, but there aren’t many marinas and navigating these shallow and coral reef-strewn waters is tricker than you might imagine. Since it’s one of the most popular and exclusive destinations in Florida, prices for the few marina spots are high.

• Mangrove Marina, Tavernier
• Boot Key Harbor moorings, Marathon
• Key West City moorings

The west coast of Florida is much less busy and more laid back than the east coast. As a result, you’ll find more marina options on the calm Gulf of Mexico side, and those slips that you do find will be more affordable. Tampa Bay, especially, has lots of sailing and excellent marinas in Florida.

• Port of Islands Marina, Naples
• Calusa Island Marina, Goodland
• Fort Myers Beach City mooring Field
• Legacy Harbor Marina, Fort Myers
• Burnt Store Marina, Charlotte Harbor
• Tampa Bay Area, multiple marinas
• Western Bay/Ruskin
• St. Petersburg City Marina
• Blind Pass Marina, St. Pete Beach

On the West Coast of Florida, St. Petersburg is also one of the best places to retire in Florida .

The Florida panhandle has few major ports and only a few small fishing and beach towns with marinas. Pensacola is the place to go for city amenities, and there are quite a few marina options there. The panhandle is overlooked by many boaters, so marinas here can be much cheaper than in other parts of the state.

• Steinhatchee
• Pirates Cove Marina, Panama City

In our experience, in terms of cost, these are our picks for the cheapest marinas:

Shop around, look for private docks to rent, and investigate every possible marina to find the most affordable options for your budget.

First off, a bitter truth—Florida is one of the least friendly states for a liveaboard boat. Slip fees are expensive, and there are very few marinas that allow people to live aboard their boats. Add in a constant flux of restrictions on where liveaboard boaters can stay and where they can anchor, and the recipe is set for.

During the busy winter season, slips start filling up fast. It’s not uncommon for cruisers to make their winter plans months in advance. So don’t be surprised if you have to try multiple marinas before you find anything that has availability. When you add in the complexity of finding a place that allows living on a boat —well, expect to dedicate some time to your search.

You want to visit the marina before you show up or make a reservation. When asking about slips, even the word “liveaboard” can be a red flag for many dockmasters. Every marina dockmaster fears the derelict boat that is no longer seaworthy, serving as nothing more than cheap floating accommodations—a recipe for an unsightly and environmental nightmare. These boats have given the word a bad reputation, so much so that every marina encounter feels like you’re treading on thin ice.

Smarter dockmasters may ask for pictures of your sailboat and proof of insurance before agreeing to lease you a slip. Don’t be surprised if you feel a little like you’re being interviewed for the position—because you are. It’s nearly always easiest for a dockmaster to simply say, “No, we do not allow liveaboards” than to cobble together a cohesive and fair plan to only allow “nice” liveaboards.

It’s not just the dockmasters that put restrictions on slip holders. Many municipalities in Florida have stringent limits on living aboard boats.

One way to avoid all of this trouble is to keep your boat moving. There’s one type of liveaboard boater that every marina loves—the cruiser. If you stay for one, two, or even three months at a time, you can often get quarterly dockage rates, and you are more or less free of the problems associated with the Florida “liveaboard” stereotype.

Other major considerations when marina shopping is the marina’s location and its storm policy. Don’t assume that you can leave your boat in its slip and be alright. Every Floridian needs to have a storm plan worked out in advance, even if their insurance company does not explicitly require it.

A few marinas are built-in very protected “hurricane holes” where it may be safe to leave your boat. It should have floating docks with heavy-duty pilings and be protected from winds and seas in all directions. Still, if a strong storm makes landfall nearby, chances are not much will be left. Florida is flat, and the storms can be fierce.

Less protected marinas may have an evacuation policy. In other words, they will tell you that you must move your boat out of their marina. Remember, this is going to happen with three days’ notice or less. Prepping a boat for a storm may mean moving it several hundred miles or hauling it out of the water. Be ready and know what you’re going to do in advance!

Many municipalities in Florida have installed mooring fields in popular anchorages. There are many reasons for the trend, but one factor is the problem of derelict and abandoned vessels at anchor. Cleaning up these vessels that sink or beach after storms have become a state-wide problem. Mooring fields provide a legal method for the cities and the state to impose limits on where you can anchor.

Moorings often provide an enticing option that saves a lot of money over dock space. Some mooring fields run shuttle services and are very liveaboard-friendly. While they like to reserve most of the moorings for traveling boaters passing through the area, they usually have a more attractive month-to-month rate.

And there are still plenty of places to anchor should you wish to.

Florida marinas are expensive. Florida is a year-round destination, and it’s a popular jumping-off point for boaters looking to head to The Bahamas or the Caribbean. In the winter, it’s a popular destination for boaters from the rest of the country who don’t want to face winterizing their vessels.

When shopping around, it’s important to know how long you want to stay at a marina. The longer you can commit, the cheaper your rate will be. Many marinas charge a daily, weekly, or monthly transient rate with discounts for the longer you stay. Annual slip holders, though, get the best rates.

Monthly slips in Florida for a 40-foot vessel realistically range from about $800 to well over $2,000 per month. In popular resort towns like Miami Beach or Key West, you’ll probably pay double that. So shop around, look for private docks to rent, and look at satellite photos to investigate every possible marina. Marinas that only serve long-term tenants are harder to find information on.

A good starting point is WaterwayGuide.com, where you can view marinas. Their listings have some basic price information, and you can see whether or not liveaboards are allowed.

Here are some tips to help you select the best marina for your situation:

• Location : Consider the marina’s proximity to your desired cruising areas, as well as its accessibility to amenities like fuel, groceries, and boat services.
• Amenities : Look for marinas that offer the amenities you need, such as shore power, water, Wi-Fi, laundry facilities, showers, and restrooms.
• Size and layout : Ensure that the marina can accommodate your boat’s size and draft. Check if the marina layout and slip arrangements are suitable for your vessel.
• Security : Assess the marina’s security measures, such as gated access, surveillance cameras, and on-site staff.
• Protection : If you plan to keep your boat in the marina during storm seasons, ensure that it offers adequate protection from high winds and surges.
• Liveaboard policies : If you intend to live aboard your boat, verify the marina’s liveaboard policies and availability of long-term slips.
• Community : Consider the marina’s community and whether it aligns with your lifestyle. Some marinas cater to specific interests like fishing, sailing, or social activities.
• Price : Compare the marina’s rates with your budget, considering factors like slip fees, liveaboard fees, and additional charges for utilities and amenities.
• Reputation : Research the marina’s reputation by reading reviews, talking to other boaters, and visiting the facility in person to gauge its overall atmosphere and management.
• Lease terms : Carefully review the marina’s lease agreement, including the length of the lease, cancellation policies, and any restrictions or rules you must follow.

Florida Boat Size and Docking Requirements

The rules and regulations can vary based on local jurisdictions, waterways, and specific marinas or docking facilities, but there are general guidelines and requirements that tend to apply universally.

It’s a good idea to check with local authorities or the specific marina you’re interested in.

• Length : The size of the boat, especially its length, directly impacts the type of docking facilities you can use. Larger boats may require specialized marinas with deep water docks and more space for maneuvering.
• Beam (Width) : The beam of your boat will also determine the types of slips available to you. Wider boats need wider slips, which might not be available at all marinas.
• Draft : The draft of your boat (how much of it is underwater) is crucial, especially in Florida where many areas are shallow. Knowing your draft helps you avoid grounding and ensures you choose docks that can accommodate your boat’s needs.
• Permits and Documentation : In some areas, you may need permits to dock your boat, especially for long-term docking. Always have your boat’s registration and any required permits available.
• Environmental Regulations : Florida has strict environmental regulations to protect its waterways. Be aware of and comply with any regulations related to waste disposal, fuel handling, and habitat protection.
• Safety Requirements : This includes having the necessary safety equipment on board and ensuring your boat is in good condition to avoid oil leaks or other hazards.
• Insurance : Many marinas and docking facilities require proof of insurance before allowing you to dock. Check the minimum coverage requirements with the facility.
• Marina vs. Private Dock : Consider whether a marina (with additional amenities and services) or a private dock (which might offer more privacy and fewer restrictions) best suits your needs.
• Location : Proximity to open water, protected areas, and your home are important. Also, consider the water depth and the ease of navigating to and from the dock.
• Amenities and Services : Some docks and marinas offer electricity, water, fuel, maintenance services, and even social spaces. Consider what amenities are important to you.

If you’re docking in a residential area or within a homeowners’ association (HOA), be aware there may be additional rules and restrictions about boat size, types of boats allowed, and docking structures.

In many ways, Florida is the dream cruising destination. Warm weather year-round, tropical beaches, and lots of places to travel by boat. If you have the time to do it, the best way to find your perfect liveaboard slip is to travel the state and try different places out. Eventually, you’ll find the port of call that stands out to you, the one that you don’t really feel like leaving—the one that feels like home.

Where is the best place to live aboard a boat in Florida?

Finding the cheapest place to keep a boat in Florida can depend on several factors, including the type of storage you’re looking for (wet slip, dry storage, or on a trailer at a storage facility), the size of your boat, and the amenities you require. Generally, prices for boat storage will vary widely based on location, with areas that are more popular or upscale (like Miami, Fort Lauderdale, or the Florida Keys) typically being more expensive than more rural or less tourist-centric locations. The best approach is to contact various marinas and storage facilities directly to inquire about their rates, making sure to ask about any discounts or promotions they might offer.

How much does it cost to keep a boat at a marina in Florida?

The cost to keep a boat at a marina in Florida can vary widely depending on several factors, including the marina’s location, the size of the boat, and the type of docking (wet slip vs. dry dock), along with the amenities and services provided by the marina. It’s crucial to contact marinas directly for the most accurate and up-to-date pricing based on your specific needs and to inquire about any available discounts or packages that may reduce the overall cost. Keep in mind that the cheapest option may not always meet your needs in terms of location, amenities, and services.

Where is the cheapest place to keep a boat in Florida?

Some of the more affordable areas to keep a boat in Florida include: Panama City: Known for its relatively low cost of living, Panama City offers several affordable marinas and boat storage options. Jacksonville: With its large number of marinas and boat storage facilities, Jacksonville is another cost-effective option for boat owners in Florida. Crystal River: Located on the Gulf Coast, Crystal River has several marinas that offer competitive rates for boat storage. Melbourne: On the Space Coast, Melbourne has a variety of marinas and boat storage facilities with reasonable prices. Fort Pierce: Located on the Treasure Coast, Fort Pierce offers affordable boat storage options, particularly for smaller boats. Keep in mind that rates can still vary significantly within these areas, so it’s essential to research specific marinas and storage facilities to find the best deal for your boat. Additionally, storing your boat in a less popular location or farther from the coast may result in lower costs but could be less convenient for regular use.

Can you live on your boat in a marina in Florida?

Yes, in many cases, you can live on your boat in a marina in Florida.

Matt has been boating around Florida for over 25 years in everything from small powerboats to large cruising catamarans. He currently lives aboard a 38-foot Cabo Rico sailboat with his wife Lucy and adventure dog Chelsea. Together, they cruise between winters in The Bahamas and summers in the Chesapeake Bay.

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13 Most Practical Boat Liveaboard Places in the US

If you’re considering moving onto your boat full-time, there is a range of practical issues you need to take into account before choosing a permanent liveaboard location in the U.S.. For starters, if you’re hoping to live aboard whilst working, you’ll obviously need to be close enough to commute to your office every day. For those of you who are retried or remote workers, you can count yourselves among the lucky ones and you have a bit more freedom to choose where you want to live.

There are plenty of stunning spots in the U.S. but not all of them are practical for year round living. At the same time, you need to be aware of hidden fees and taxes that different states impose so be sure to research any destination thoroughly before packing your bags and heading across the country. Living aboard can be a fantastic adventure, giving you the freedom to live in beautiful destinations for lower prices than waterside properties and the added bonus of being able to sail away whenever the feeling hits you. This list takes into consideration practicality and adventure because really the two go hand in hand when it comes to living on your boat!

Read on for 13 of the best places to liveaboard in the U.S. to maximise your quality of life and quality of sailing.

On this page:

San francisco bay, california, newport, rhode island, green bay, lake michigan, corpus christi, texas, san juan island, washington, tacoma, washington, lake of the ozarks, missouri, long beach, california, chesapeake bay, maryland, long island, new york, tampa bay, florida, destin, florida, oahu, hawaii.

San Francisco Bay is a paradise for sailing. The sheer variety of conditions and scenery you can find in the bay makes it an ideal destination for anyone who loves a challenge. Whilst the weather is not as warm as others on this list, if you wrap up well when you’re out and make sure your boat is fitted with a good heater, it can make an excellent choice. From the Tiburon Peninsula to Richardson Bay to the Farallones, there is a wide range of conditions and winds to contend with. At the same time, there’s plenty of developed waterfront areas to eat, grab a drink or go shopping.

One of the cheapest places to live aboard in San Francisco Bay is Oyster Point Marina where reports put the monthly cost at $350 plus a live aboard fee of $200. Generally, the harbours get less expensive as you go further inland. Good choices include San Rafael and Vallejo.

For cruising at the weekends there’s plenty of destinations on offer including Angel Island or the Petaluma or Napa Rivers. If you have longer, you could consider sailing south to Half Moon Bay or Monterey. A combination of cheap rates (if you know where to look), varied sailing, and plenty of destinations nearby make San Francisco Bay a top choice for liveaboards.

Perfectly positioned on Aquidneck Island, near the mouth of Narragansett Bay, Newport is known as the sailing capital of the world. Whilst this title is certainly up for debate and there’s plenty of other destinations claiming the same, it’s a really popular destination on the East Coast. The area is blessed with a beautiful shoreline and more than 400 miles of coast dotted with beaches. There are yacht tours and a regatta during the sailing season, which runs from mid-April to late October, and there’s some good liveaboard spots available too.

Newport’s popularity makes it an expensive choice but there are some areas that are more reasonable options. Wickford, on the west side of Newport, has rates starting at around $500 per month for a medium-sized boat with access to the town. Jamestown across the bay is also a less expensive option. Getting across to Newport itself is easy enough and the proximity means you can still enjoy all the city has to offer. If walking is more your idea of a good time, there’s a 3.5 mile cliff walk to sink your teeth (feet?) into.

Green Bay on Lake Michigan is another picturesque and convenient choice for liveaboard hopefuls. Green Bay is separated from the rest of the lake by the Door Peninsula and the Garden Peninsula and the islands between them. The waters around Green Bay have been important for hundreds of years, serving as a key waterway for trading fur and pelts. Its history as a port can be traced back to Native American use before British, French and American traders began building military fortifications to secure their hold on the territory in the early 1800s.

You can get to Green Bay via the Fox River, Sturgeon River and Porte des Mortes. Green Bay is ideal for fishing fans as well as offering a large variety of onshore activities from shopping to eating out to the Green Bay Botanical Garden. Green Bay rates start as low as $150 a month if you’re on a strict budget. Be warned, for this price the space will be basic. For higher prices you can find somewhere nicer - you pay for what you get in this area.

A coastal city on the Gulf Coast of Texas, Corpus Cristi is an affordable and popular option for living aboard, offering the practicality of being close to the city but the romance of life at sea. Sheltered by the Padre and Mustang Islands, the waters are home to sea turtles and migratory birds can be seen flying overhead. At the same time, the waterfront is undergoing increasing amounts of development. It’s known as a safe and laid-back city, making it a popular choice if you’re looking for an easy life.

Texas is a great state for liveaboards as boat taxes are relatively low. You can find slips starting at just $150 per month for smaller boats though prices go up for larger boats of course. One example is a 60-foot slip for $3,000 per year, working out at just $250 per month. Some marinas in Texas allow you to pay annually instead of monthly, which can also save you money long-term.

Stunning views, regular festivals and friendly locals - San Juan Island can offer a lot if you’re looking to liveaboard. San Juan is the second largest island in the archipelago between Vancouver Island in British Columbia and mainland Washington. In spite of this, at only 24 miles long, 9 miles wide and a population of 7,500, it’s definitely a small town spot. Here’s a location where everyone knows everyone.

Visitors are drawn by the woods, the beaches and the impressive views of the Olympic Mountains. For cultural activities, there’s a wide range of galleries and studios on the islands thanks to the large number of artists who call the area home. It is also the best spot in Washington for sailing. Despite the drop in temperatures, it’s suitable for sailing year-round, making it an ideal location if you’re planning to liveaboard for 12 months of the year. The best time to sail is from April to October and in the summer you can see orca wales on their annual migration. Be warned, rates tend to be higher for San Juan than other locations but if you have the budget, it’s worth it.

Tacoma is a practical choice for those looking for reasonably priced slips in Washington. Perched on the Puget Sound, Tacoma’s Commencement Bay offers liveaboards city conveniences combined with great sailing. The Puget Sound itself offers good cruising grounds and you can head north to the San Juan Islands for trips. In the South Sound, there are plenty of state parks to be found and fantastic scenery thanks to Mount Rainier only 42 miles away. This is also handy if you’re looking for adventure activities on dry land. What’s more, Tacoma neighbors Seattle and is close enough that you can head over there whenever you’re looking for a taste of the big city.

Rates for liveaboards vary depending on where you’re looking in Puget Sound. Reports for Tacoma put slips at $500 per month compared to $750 in Seattle. Nearby Bremerton is another good choice for keeping costs fairly low. The great news about this location is that there’s a lot of choices for liveaboard marinas so you can find one that suits your needs, be it an on-site gym, a kitchen, showers or storage facilities.

Coming in top for the most break-taking scenery, the Lake of the Ozarks is a truly stunning place to live. Thankfully, living aboard your boat is also fairly cheap, giving you a much better deal than if you tried to buy or rent a lake-side property. The water levels are fairly stable year round and there is a wide range of marinas to choose from who are happy to accommodate liveaboards. Different marinas offer different amenities with some set up for entertaining, with access to BBQs and bars and others better for a quieter lifestyle. It’s a good idea to tour some of them before you decide where to stay to get a feel for the different atmospheres and what you can expect.

There’s no end to the conveniences on offer in this the Ozarks with dockside cafes and restaurants aplenty, placed at convenient points along the shore. The Lake of the Ozarks is so well set up for liveaboards that you can even get food delivered to your boat! This is the ultimate spot for convenience and practicality, if takeout is your idea of being practical!

A really popular destination for liveaboards, Long Beach offers a large number of liveaboard locations that you can take advantage of. The nearby Channel Islands make a nice destination for sailing trips and you can enjoy other water-based activities like scuba diving and kayaking too. This is a fantastic choice if you want to live in a place where it’s summer all year round.

The only drawback for living aboard in Long Beach is the waitlist for slips. Thanks to a restrictive cap of 10% for liveaboards in each marina, it can be tough to find a free space. There is no fee for putting in a ‘Liveaboard Request’ but you’ll need to be patient. If you have time to spare then the rewards are worth it and it’s a good option for practicality and a high quality of life. However, this destination is not for spur of the moment decisions!

One of the most popular destinations for year-round living, Chesapeake Bay has a lot to offer liveaboards. From rich biodiversity to stunning sailing destinations nearby, there’s a whole range of reasons that this one is on the list. You can choose from a large number of different marinas around the Bay so it’s up to you if you prefer to live near Baltimore, Virginia Beach or anywhere else in the area. At the same time, the Bay offers protection against bad winter weather so it’s a practical choice for all seasons.

Prices can vary depending on where you go and how close you want to stay to urban areas. The starting point is around $300 per month and rates go up from there. For city living on board your boat, you’re going to pay between $5,000 to $8,000 a year here.

Long Island is the perfect choice for living aboard if you’re looking for plenty of destinations to sail to in your free time. You’re at the gateway to New England and can easily head to Connecticut, Rhode Island and Massachusetts in less than an hour. Of course, you can’t forget about New York City as well! Have you ever fancied sailing through Manhattan? It’s a challenging but rewarding cruise with plenty of iconic views along the way. Alternatively, head to The Hamptons for an upmarket experience in the destination of choice for wealthy city-dwellers during the summer.

Long Island itself is 100 miles long and 20 miles wide with bays and inlets, extending into the open ocean. This makes it an awesome destination for sailing, sight-seeing and living aboard. Unsurprisingly, prices are more expensive than others on this list at approximately $600 per month for a 40-foot slip.

One of the biggest attractions for living aboard in Florida is the weather. You can’t beat the year long summer climate that makes really comfortable conditions for liveaboards. There’s a whole range of options if you’re looking to live aboard in Florida but Tampa Bay is an affordable choice compared to other locations closer to big cities. You’ll find a wide range of rates reflecting the location you choose.

In Tampa and neighboring St. Petersburg, you should be able to find marinas offering $500 per month for a 40-foot slip and other spots that are lower. The beauty of Tampa is that the waterfront is well developed with food, shopping and leisure options to keep you entertained. This means there’s no commute inland to get somewhere fun. Be warned, insurance can be high in Florida and local laws means there’s hoops you have to jump through in order to live on your boat. If you can take this in your stride than Florida makes a great choice.

Staying with Florida, Destin is another blissful choice for would-be liveaboards who are looking for a relaxed, subtropical lifestyle. Destin’s beaches are one of the biggest draws for this location, as well as the number of barrier islands to explore. Located on the Panhandle of Florida, Destin is a paradise for leisure activities. The bay and Intracoastal Waterway is perfect for sailing beginners but getting out to the east Pass and the Gulf of Mexico is where the real fun begins. Tides, swells and cross-currents make it a challenging and exciting sailing destination.

The popularity of this destination makes Destin a more expensive choice. You will most likely have to go on a wait-list before you can find a slip. On the other hand, Florida is one of the states with the lowest taxes on boats so that can work in your favour. What’s more, Panama City is within easy reach of Destin for a weekend or head to Choctawhatchee Bay and discover the inland waterways and islands of the Santa Rosa Sound.

Hawaii is an awesome spot for sailing and the island of Maui is considered to be one of the best in the U.S. but Oahu island has a lot to offer liveaboard hopefuls. Honolulu may seem like an obvious choice but there are other options elsewhere on the island that offer practical alternatives. As with other sought-after locations, many of the liveaboard marinas on Oahu have long wait lists and it can be hard to find spaces for permanent stays. Some of the most popular options, including Haleiwa Harbour on the North Shore have wait times of up to 20 years! This is because it’s the only safe harbour on this shore.

If you can find a space, Hawaii life is worth it. From snorkelling to diving, the island life is truly tempting. In the summer months, you can sail to Waimea Bay and anchor on the sand for a romantic getaway. Thanks to the conditions, you can sail year-round and the infamous Hawaiian winds give you plenty to work with, ensuring you’ll never get bored.

Now the only question is, which destination will you choose?

lee rawlings

ahoy do you know list of low price live a boards in south florida, miami to port st lucie area

Katherine Lindell

Thinking about living aboard your boat in Hawaii? Don’t even go there. Hawaii is considered to be one of the worst sailing destinations in the country if not is the entire world. The entire boating scene in Hawaii is tightly controlled by the division of boating and ocean recreation, well known here to be corrupt and dysfunctional under the leadership of a certain Edward underwood, himself A stunning example of compromised agenda. You are currently not allowed to live anywhere in the state of Hawaii on board your vessel. And because the state’s government is so incredibly corrupt we don’t see this changing anytime soon.

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